Financial Assistance In Alabama

Families who survive in a low income need help especially if only a single parent is supporting the whole family. The state of Alabama provides its low-income residents with a way to afford health insurance. There are different kinds of programs and subsidized health insurance coverage provided by the government. Here is a list of health insurance help available in Alabama.

  • Medicaid – This program helps those who have a low income in Alabama to have access to medical services. It covers families, children, elderly, pregnant women as well as those with disabilities so that they can receive the medical services that they need. Even if you are not a U.S. citizen you can be eligible for this if you are a legal resident. There are also requirements that you have to meet before becoming eligible to this program and for a better alabama medicaid information, you should go and visit their website.
  • ALL Kids – This program also helps families who have low income. The children who are under 18 years old are the ones eligible for this insurance. There are qualifications that your child or children must pass before they become eligible. The first one is to have a family income that is below 100% of FPL. Some of those who currently transfer from a private health insurance into the ALL Kids may still have to wait for 3 months. This insurance covers your kid’s hospital bills, prescription medicines, immunization and many others. This insurance is not entirely free because you may be required to pay a small fee depending on how much your income is and the size of your family.
  • Alabama Breast And Cervical Cancer Early Detection Program – This is also known as the ABCCEDP and it gives women a chance to screen themselves with no cost. Those who are diagnosed with cancer can also be treated through the Medicaid. The free screening is open to those who are residents in Alabama who are 40 to 64 years of age, at a certain federal poverty level, and those who are uninsured. Women who are under 40 who have abnormal clinical breast exam can also be eligible for the screening.
  • Federal Health Coverage Tax Credit – This helps workers who are injured, early retirees as well as those who depend on them have a health insurance. The help provided takes responsibility for more than half of the insurance premium. To be eligible of the tax credit, you should be receiving the Trade Adjustment Assistance benefits and you should also have your Medicaid, Medicare or other coverage that your employer pays half for. This is not based on the amount of your income but 65% of your health insurance premiums will be covered.

There may still be other new programs that the state offers and you can see them all by visiting their website. Those that are found above are the most well-known insurance covers that the state can provide you so that you can get access to quality medical services when you need it most even if your income is considered to be low.

Find Support For Single Moms

If on your own you find it difficult to survive being a single mother or to raise your kid independently then you should find out where you could get support. You don’t have to take on everything without any help. If you need assistance, look for some. Get help when and wherever you can so that you won’t be overburdened and so that you could at least take some time off to rest, relax and have a good time. After all, you’re human too and all humans need to chill out from time to time. For the sake of your kid, you should get aid. Take note that you could be sick when you’d overwork yourself and you could end up having troubles when you’d have a disease that is contagious. Bear in mind that a child has low immunity due to the fact that he or she hasn’t been exposed to lots of things yet. So where exactly could you get help as a single mom? How could you have some sort of relief when you have a kid to care for? For some answers that may be of assistance to you, please continue reading.

If you have some relatives, friends or people who are close to you who could aid you from time to time, you could contact them to watch over your kid whilst you continue with your schooling as a single mother or work to gain income. Basically, if you can’t afford to stay at home most of the time to watch over your offspring then you should find someone or some people to attend to your kid. You can’t just leave a child in your home to be independent. A kid needs supervision because he or she still has lots to know in life. You have to leave your offspring with at least one responsible adult so that he or she could be safe at all times. You should try to communicate with your parents, siblings or those whom you can trust to monitor your child and just forget about your pride because you need help. If you have the money for it, you do have the option to place your kid at a daycare center when you go somewhere else. What’s important is that you don’t bring along your child wherever you’d go or where he or she would be put to danger.

Since you have to do more than just provide food, clothing and shelter for your kid, you should also look for opportunities to receive funding or educational support when you can no longer spend on the education of your child. To check out what could be of assistance to you, you should search for available grants for single mothers on the internet. There are many groups, organizations and even educational institutions that are willing to provide schooling support for single mothers. To be eligible to receive financial grant, though, you have to prove that you really don’t have the means to provide money for yourself.